How it works

Revive implements a triple-slope interest rate model to dynamically determine borrowing and lending interest rates based on each pool’s utilization rate. This model is designed to maintain protocol st

Lending Slope

Borrowing Interest = Multiplier * Utilization + Base Rate*

Lending Interest = Borrowing Interest * Utilization * (1 - Lending Reserve Fee)*

APR = Lending Interest

APY = (1 + APR / m)^m - 1 where m = compound period eg. if we compound daily, m = 365. if compound monthly m = 12

Stablecoins (e.g., USDT, USDC)

Utilization Rate	Borrowing Interest Rate	Max Rate	Multiplier	Base Rate
0% - 50%	0%	10%	0.2	0
51% - 90%	10%	20%	0.25	-0.025
91% - 100%	20%	100%	8	-7

Other Tokens

Utilization Rate	Borrowing Interest Rate	Max Rate	Multiplier	Base Rate
0% - 50%	0%	15%	0.3	0
51% - 90%	15%	%	0.25	0.025
91% - 100%	25%	100%	7.5	-6.25